Terms of Service

Polymocket operates two modes on the same site:

• DEMO — Polygon Amoy testnet (chainId 80002). Markets settle in PolymocketUSDC, a free mock collateral. No real money exposure.
• LIVE — Polygon mainnet (chainId 137). Markets settle in USDC or USDT against Polymocket-operated CTF Exchange contracts. Real funds. Real counterparty risk.

The mode is determined by the chain your wallet is connected to. Switching networks in your wallet flips the entire site.

Prediction markets are speculative. Outcomes resolve based on real-world events; you may lose the entirety of any USDC or USDT you commit to a position. Polymocket does not guarantee market outcomes, market liquidity, or the timely resolution of any market. Smart contracts may contain bugs. The blockchain may re-org. Your wallet may be compromised.

Polymocket caps per-wallet notional at $100 USDC/USDT during the initial launch phase as a defense-in-depth measure. This cap is enforced both at the smart-contract layer and at the API layer. The cap may be adjusted by Polymocket administrators with public notice via the audit log.

Polymocket does not collect identity documents. Anyone with a compatible wallet may trade. There is no central counterparty guarantee — markets are non-recourse. If a market resolves against you, your collateral is forfeit. If a market is paused or invalidated by Polymocket administrators (e.g. for an ambiguous oracle outcome), refunds are at the discretion of the admin resolution adapter.

Polymocket is operated by a German entity. The service is not available where prohibited by local law. Determining whether prediction-market participation is lawful in your jurisdiction is the user's responsibility. Polymocket does not block users by IP address but may pause specific markets or specific wallets at administrative discretion.

Markets are resolved by the Polymocket admin resolution adapter. Each market has a published dispute window measured from the timestamp of the resolution transaction. During the dispute window an admin may revise the outcome if new information surfaces (e.g. a clearly mistaken oracle datapoint or an ambiguous question text identified by users).

Once a market is resolved AND its dispute window has elapsed, the payout is final. No further disputes, chargebacks, refunds, or reversals will be entertained, regardless of any subsequent claim about the underlying real-world event. Redemptions performed against the final payout are irrevocable and irreversible.

Our Privacy Policy describes the personal data we process, the legal bases under GDPR, retention periods, and your rights as a data subject.

First-time mainnet users are shown a condensed version of these terms as a modal disclaimer the first time they connect a Polygon-mainnet wallet. Clicking through that disclaimer constitutes acceptance of these Terms in full.